Picture this: you’ve booked a Paris suite with non-refundable tickets to a show and a couple months out, a stomach virus makes you too sick to travel. Or you’re so close to finishing a Patagonia trek, only to break your leg on day three and face an evacuation from a luxury camp that could cost as much as the trip itself. Travel is thrilling, yes, but it’s also unpredictable. And while insurance isn’t sexy, feeling carefree certainly is. For savvy travelers, travel protection isn’t a gamble — it’s a smart addition (and often a write-off) that safeguards your time and investment.

That’s where Allianz Travel Insurance comes into focus. With single-trip and annual plans created to map how and how often you travel, Allianz Partners delivers protection that matches real-life scenarios rather than generic promises. Their plans can protect prepaid costs, reimburse for certain trip interruptions, lessen the blow of emergency medical care and transport costs, and even protect baggage loss and delays. In short: when you’re heading from Paris to Patagonia — or anywhere in between — this is the kind of travel protection you include so you don’t later regret skipping it.

If you’re already investing in private transfers, boutique stays, or bespoke expeditions, insurance isn’t an afterthought — it’s an extension of your standards. Instead of crossing fingers that nothing goes wrong, you’re fortifying every moment you’ve designed. For once-in-a-lifetime journeys (and for those who prefer them often), Allianz Partners doesn’t sell worry — it sells confidence. When you’re protected, your energy returns to what matters most: sunset aperitivo on Lake Como, safari breakfasts in the Serengeti, and the certainty that no matter where you wander, you’ll always arrive in style

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HOW ALLIANZ ADDS REAL-WORLD PROTECTION

Allianz Partners offers plans designed for both single-trip and multiple-trip travelers. The OneTrip line (for individual itineraries) can protect travelers with trip cancellation/interruption, emergency medical and transportation, baggage loss/delay, and more. For example, if your trip is stopped short for a covered reason, OneTrip Prime can reimburse for certain interruptions — critical when rerouting becomes dramatically expensive.

For those doing more than one getaway in a year, the AllTrips plans offer a 365-day protection that can reimburse certain non-refundable expenses in the event of a covered trip cancellation, medical emergency, baggage delay or loss, rental car damage or theft (in many states). These aren’t plans built for just-in-case scenarios, they’re built for when it matters.

Travel protection from Allianz Partners is designed to protect you from the unexpected. To make the most of your plan, it’s best to purchase early before potential disruptions like storms are on the radar. Ensure you can be protected for those truly unforeseen moments that can affect a trip. Allianz Partners also offers flexibility for travelers with pre-existing medical conditions through a waiver that can be applied to select plans when you meet certain criteria.

And while all that sounds technical, the practical takeaway is straightforward: pick a plan that aligns with your travel style, check key areas (cancellation/interruption + medical/emergency transport + baggage/delay), and buy at the right time.

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WHAT COVERAGE LOOKS LIKE WHEN YOU’RE TRAVELING

Scenario one: It’s Paris in December. You’ve laid down non-refundable costs for a fabulous five-star property, tickets, meals, and then your passport is stolen, forcing you to cancel. With an Allianz Travel Insurance plan that includes trip cancellation, you’re protected as long as you’re under the benefit limit.

Scenario two: Patagonia in the fall. You break your leg, need a clinic visit, and require; emergency transport home — those extras add up fast. With an emergency medical and transportation plan from Allianz Partners, you’re protected. With interruption benefits, you may even get some or all trip costs reimbursed.

Scenario three: Picture St. Moritz in February: the slopes powdered, the Champagne colder, and your itinerary booked with ski runs and long lunches at Badrutt’s Palace. Then, a whiteout cancels flights or an injury sidelines your plans before you even clip in. With Allianz travel protection, prepaid lift passes, chalet stays, and those non-refundable transfers don’t vanish into thin alpine air. It’s protection for the part of travel you can’t control — the weather, the timing, or your knee.

Scenario four: Amalfi in August doesn’t get any better, does it? Positano to Capri, prosecco in hand, sun lingering until eight. Midway through, a mechanical issue grounds your yacht, or worse, a family emergency calls you home early. Allianz Partner’s trip interruption and cancellation protects steps in to recover the investment: crew deposits, mooring fees, even the private driver waiting in Ravello. Because even on the world’s most beautiful coastline, you can’t plan for everything, but you can prepare for just about anything.

Beyond those cases: Allianz Partners has built tools for everyday travel disruption — travel delay benefits when flights grind to a halt, baggage protection when your bag takes a detour without you, and mobile access via Allyz, Allianz Partners’s app to make filing claims or contacting support simpler. 

You travel to enjoy all the exceptional experiences the world has to offer. But, lingering worries can keep you from savoring every moment to the fullest. Don’t let them weigh you down — let Allianz Partners help the entire journey feel a little lighter.

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In partnership with Allianz Travel